​​Saving Money on Little Things = More Money for Luxuries
There are countless ways to save money (and, therefore, have more money for luxuries). Here are some of our favorites.

• Pack a lunch for work/school
• Pack a water bottle
• Shop by “unit price”
• Lower the thermostat
• Use coupons, but only for things you already buy
• Don’t go to the supermarket hungry; prepare the list ahead of time
• Get rid of your house phone (landline)
• Use streaming instead of cable or satellite
• Use a “cash back bonus” credit card
• Quit smoking
• Turn off the lights when you leave the room
• Replace light bulbs with high-efficiency bulbs
• Buy non-perishables in bulk
• Make your own cleaning supplies
• Reuse paper towels
• Do your own nails
• Walk or bike, when possible
• Wait for movies to come out On Demand
• Ask for student discounts
• Buy only on sale

 
 

 
Ways to Make Extra Money Also = More Money for Luxuries
You can also explore ways to earn more money.  Here are a few suggestions.

• Ask for a raise/get a new job
• Work overtime (if possible)
• Have a garage sale
• Sell unused clothing on Poshmark or similar sites
• Sell unused items on Ebay, etc.
• Babysit or pet sit
• Get paid to tutor
• Drive Uber
• Sell your photos online
• Take online surveys

 

 
A Final Note
Ultimately, luxury is a state of mind.  It is being happy with what you have (and not sweating what you don’t). Take time to reflect on the truly priceless things in life.

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